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Meet CHFAU

CHFAU is a MiCAR-compliant Swiss Franc stablecoin, fully backed 1:1 by CHF reserves and built to power secure, efficient and instant global payments.

Our trusted partners

Now available on Ethereum

CHFAU is available on Ethereum and will expand to a growing list of blockchains soon. 

Vector
Vector

Clockwork stability. The Swiss franc is on-chain.

CHF-Denominated & fully-backed: 1:1 value certainty with the Swiss Franc. Segregated reserves. 

Global access, 24/7 velocity: Instant settlement. Direct peer-to-peer transfers, no additional fees.

API-free token issuance & redemption: Straight-through processing for customers. Seamless fiat-to-token conversion.

Real-time transparency: 24/7 public auditability. Regulatory Reporting. Globally accessible.

Global payments

Use CHFAU to send cross-border payments faster with instant 24/7 settlement. Reduce fees by bypassing correspondent banking networks. Support secure remittances for customers and settle B2B invoices easily worldwide.

Liquidity management

Extend your working capital and move funds in minutes instead of days with CHFAU, freeing up liquidity to grow your business. Mitigate FX risk and automate corporate treasury to reduce manual overhead.

On-chain settlements

Finalize trades instantly and eliminate counterparty risk with atomic settlement. Use CHFAU as the cash leg for on-chain exchange. Built for digital asset exchanges, tokenized securities platforms, and lending protocols.

The global bridge for Swiss franc liquidity

CHFAU puts one of the world’s most reliable currencies on-chain to streamline global payments.

Stability meets global reach

CHFAU allows you to move value into emerging markets or across major trade corridors faster without the volatility of non-regulated assets.

Eliminate settlement lag across borders

Extend working capital locked up in the traditional correspondent banking system. With CHFAU, global payments settle 24/7/365.

Operate with regulatory certainty

As a MiCAR-regulated Electronic Money Token (EMT), CHFAU meets the highest European standards for AML and transparency.

Get CHFAU

Access CHFAU through one of our distribution partners or through the AllUnity Mint Platform. AllUnity enables minting and redemption of CHFAU directly between traditional bank accounts and blockchain wallets without an API. Straight-through processing in under 5 minutes, without a single line of code. Direct asset management. Zero API setup required.

Built on trust. Compliant with EU regulation.

AllUnity is committed to secure, compliant cross-border payments with CHFAU to provide a trusted Swiss franc stablecoin.
LIVE SOON in circulation as of July 29, 2025 EURAU in reserves* as of July 29, 2025
0 M
LIVE SOON
CHFAU in circulation as of February 26, 2026

LIVE SOON

CHFAU Transaction Volume as of February 26, 2026

FAQ

  • Access CHFAU through one of our distribution partners or through the AllUnity Mint Platform. AllUnity enables minting and redemption of CHFAU directly between traditional bank accounts and blockchain wallets – without an API.
    • One-time onboarding: Complete KYC/KYB and AML verification and whitelist your approved on-chain wallet via a one-time microtransaction to enable secure, automated capital flows.
    • Straight-through processing: Mint tokens by sending CHF from your bank account, or redeem CHFAU back to cash sent straight to your bank. 

CHFAU is a Swiss franc-denominated stablecoin issued by a regulated e-money institute (AllUnity). Its primary differentiator lies in its regulatory and structural classification:

  • Regulatory Status: Unlike decentralized or offshore stablecoins, the CHFAU Swiss franc stablecoin is classified as an e-money token under EU law (MiCA). This requires the issuer to maintain 1:1 reserves in high-quality, liquid assets and undergo mandatory audits and regulatory reporting.
  • Legal Protections: Under EU (MiCA) frameworks, holders have a statutory right to redemption at par value at any time.
  • Infrastructure: CHFAU is designed to be open, meaning it is issued on public blockchain rails to facilitate integration with institutional settlement systems, rather than being restricted to a single proprietary network.

SWIFT and SEPA operate with different technical and geographical constraints, compared to CHFAU.

  • Settlement Finality: Funds move via SWIFT through a network of correspondent banks, which leads to settlement lag, redundant currency conversions in cross-border payments, and lower margins for businesses. CHFAU offers instant finality.
  • Global Reach: SEPA is optimized for Euro transfers within the European Economic Area. CHFAU provides a Swiss franc-denominated equivalent that can be sent globally without the need for the recipient to be within a specific banking zone.
  • Programmability: The CHFAU Swiss franc stablecoin leverages the AllUnity Mint Platform, which is built on public blockchain infrastructure (including Ethereum and Layer 2s like Arbitrum and Base). This allows the currency to be integrated into Smart Contracts.

Verified users can initiate redemptions through the AllUnity platform, where CHFAU can be converted into fiat CHF and transferred to their designated bank account.

AllUnity implements rigorous AML protocols. Additionally, as a regulated e-money institute, AllUnity is subject to regular independent audits and regulatory reporting, providing a level of oversight far beyond unregulated stablecoins.

Under the current MiCA framework, issuers of electronic money tokens (EMTs) like CHFAU are prohibited from granting interest to token holders. This ensures that stablecoins function primarily as a medium of exchange and payment instrument.