Stablecoins for fintechs & neobanks
Extend your payment stack with regulated stablecoins
AllUnity stablecoins allow fintechs and neobanks to innovate their payment infrastructure with compliance and trust built-in.
The challenge
Your product moves fast, settlement still takes days
While financial innovation has transformed the user experience, the underlying settlement layers often still rely on traditional banking rails. In a competitive market, settlement speed and reliability are now essential.
New market expansion still requires new banking relationships and local compliance overhead, slowing the pace at which you can grow.
Cross-border FX spreads can impact the unit economics of international transactions, making it harder to scale efficiently.
Current settlement cycles often necessitate extensive pre-funding across multiple jurisdictions. Working capital that could instead be used to grow your product.
The solution
Stablecoins bring competitive speed and cost-savings
The leaders in finance are those who align their user experience with the reality of instant movement. AllUnity stablecoins enable accelerated settlement across borders with compliance and trust built-in. Together with our partners, we’ve built an ecosystem to enable fast, lower cost global payments.
Modern B2B payment rails
Enable business-to-business transfers with near-instant finality, helping your clients move capital without the friction of old-school global transfer systems.
Automated global payroll
Streamline international payroll for distributed teams by using smart tools to automate recurring payouts and provide immediate fund access.
Faster remittances
Power global disbursements that bypass multi-day waiting periods and the complex layers of traditional banking.
The AllUnity
advantage
Local currencies, global access
Most stablecoin infrastructure is USD-denominated, adding a conversion step for every non-dollar merchant and customer. AllUnity stablecoins are issued in local currencies with global access.
Compliant by design
Issued as Electronic Money Tokens under MiCAR. Fully reserved, redeemable at par. Your compliance team is not starting from scratch.
Infrastructure, not a dependency
AllUnity issues the stablecoins. Wallet and treasury system partners handle custody, connectivity, and integration with the platforms you already use. Our partner network covers the full stack, from custody to on and off-ramp to treasury systems.
The AllUnity
advantage
Local currencies, global access
Most stablecoin infrastructure is USD-denominated, adding a conversion step for every non-dollar merchant and customer. AllUnity stablecoins are issued in local currencies with global access.
Compliant by design
Issued as Electronic Money Tokens under MiCAR. Fully reserved, redeemable at par. Your compliance team is not starting from scratch.
Infrastructure, not a dependency
AllUnity issues the stablecoins. Wallet and treasury system partners handle custody, connectivity, and integration with the platforms you already use. Our partner network covers the full stack, from custody to on and off-ramp to treasury systems.
The AllUnity
advantage
Local currencies, global access
Most stablecoin infrastructure is USD-denominated, adding a conversion step for every non-dollar merchant and customer. AllUnity stablecoins are issued in local currencies with global access.
Compliant by design
Issued as Electronic Money Tokens under MiCAR. Fully reserved, redeemable at par. Your compliance team is not starting from scratch.
Infrastructure, not a dependency
AllUnity issues the stablecoins. Wallet and treasury system partners handle custody, connectivity, and integration with the platforms you already use. Our partner network covers the full stack, from custody to on and off-ramp to treasury systems.
Talk to our team
To access AllUnity Stablecoins as an institutional client, complete the form and our team will follow up to initiate the onboarding process.
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Disclaimer
The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.
Agentic Payments / Facilitator: The AllUnity Facilitator does not hold or take possession of user funds and does not have access to users’ private keys. It cannot independently initiate a transfer or modify the amount, recipient or other parameters of a payment authorization already signed by the user. The Facilitator technically verifies the signed authorization and, following successful verification, submits it unchanged to the relevant smart contract for execution.
The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.
The White Papers are available at: allunity.com/whitepapers.
In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.
Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.
To view the full terms and conditions and privacy information, please visit https://allunity.com/terms-and-conditions. In the event of any inconsistencies between English and German contents, the English version shall prevail.
Technical Infrastructure, Scope & Data Handling:
The alluniy.ai microsite utilizes third-party service providers to host and operate its features, including Amazon Web Services (AWS) (Amazon Web Services EMEA SARL
38 Avenue John F. Kennedy, L-1855, Luxembourg) for hosting and storage, GitHub (GitHub, Inc., 88 Colin P Kelly Jr St, San Francisco, CA 94107, USA) for deployment, and OpenAI (OpenAI Inc., 1455 3rd Street, San Francisco, CA 94158, USA) for automated processing. The processing of any personal data in the course of visiting and using the services on this microsite is based on our legitimate interest in accordance with Art. 6 (1) f) GDPR. Our interest lies within providing the website and all relevant functionalities to our users and visitors. However, users should avoid submitting confidential business information or (sensitive) personal data into interactive text features.
Due to the engagement of the aforementioned service providers, a transfer of personal data to those service providers (and outside of the EU/EEA) can occur. We have concluded corresponding contractual agreements (including Data Processing Agreements) with these service providers to secure the data transfers and have implemented additional safeguards to minimize the risks of the third country data transfer, where necessary.
Please note that this microsite operates independently from AllUnity GmbH’s regulated core financial platform and e-money token (EMT) issuance infrastructure. Any personal or operational data collected through this site is processed in accordance with applicable privacy laws (including GDPR) and our Privacy Policy (https://allunity.com/privacy). Users may request information, restriction, portability or deletion of their personal data or interaction history at any time by contacting support@allunity.com. Upon receipt of a verified request, we will purge the data from active systems and direct our subprocessors to do the same, subject to statutory
Contact: support@allunity.com | +49 6934875407
Disclaimer
The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.
Agentic Payments / Facilitator: The AllUnity Facilitator does not hold or take possession of user funds and does not have access to users’ private keys. It cannot independently initiate a transfer or modify the amount, recipient or other parameters of a payment authorization already signed by the user. The Facilitator technically verifies the signed authorization and, following successful verification, submits it unchanged to the relevant smart contract for execution.
The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.
The White Papers are available at: allunity.com/whitepapers.
In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.
Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.
To view the full terms and conditions and privacy information, please visit https://allunity.com/terms-and-conditions. In the event of any inconsistencies between English and German contents, the English version shall prevail.
Technical Infrastructure, Scope & Data Handling:
The alluniy.ai microsite utilizes third-party service providers to host and operate its features, including Amazon Web Services (AWS) (Amazon Web Services EMEA SARL
38 Avenue John F. Kennedy, L-1855, Luxembourg) for hosting and storage, GitHub (GitHub, Inc., 88 Colin P Kelly Jr St, San Francisco, CA 94107, USA) for deployment, and OpenAI (OpenAI Inc., 1455 3rd Street, San Francisco, CA 94158, USA) for automated processing. The processing of any personal data in the course of visiting and using the services on this microsite is based on our legitimate interest in accordance with Art. 6 (1) f) GDPR. Our interest lies within providing the website and all relevant functionalities to our users and visitors. However, users should avoid submitting confidential business information or (sensitive) personal data into interactive text features.
Due to the engagement of the aforementioned service providers, a transfer of personal data to those service providers (and outside of the EU/EEA) can occur. We have concluded corresponding contractual agreements (including Data Processing Agreements) with these service providers to secure the data transfers and have implemented additional safeguards to minimize the risks of the third country data transfer, where necessary.
Please note that this microsite operates independently from AllUnity GmbH’s regulated core financial platform and e-money token (EMT) issuance infrastructure. Any personal or operational data collected through this site is processed in accordance with applicable privacy laws (including GDPR) and our Privacy Policy (https://allunity.com/privacy). Users may request information, restriction, portability or deletion of their personal data or interaction history at any time by contacting support@allunity.com. Upon receipt of a verified request, we will purge the data from active systems and direct our subprocessors to do the same, subject to statutory
Contact: support@allunity.com | +49 6934875407
Disclaimer
The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.
Agentic Payments / Facilitator: The AllUnity Facilitator does not hold or take possession of user funds and does not have access to users’ private keys. It cannot independently initiate a transfer or modify the amount, recipient or other parameters of a payment authorization already signed by the user. The Facilitator technically verifies the signed authorization and, following successful verification, submits it unchanged to the relevant smart contract for execution.
The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.
The White Papers are available at: allunity.com/whitepapers.
In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.
Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.
To view the full terms and conditions and privacy information, please visit https://allunity.com/terms-and-conditions. In the event of any inconsistencies between English and German contents, the English version shall prevail.
Technical Infrastructure, Scope & Data Handling:
The alluniy.ai microsite utilizes third-party service providers to host and operate its features, including Amazon Web Services (AWS) (Amazon Web Services EMEA SARL
38 Avenue John F. Kennedy, L-1855, Luxembourg) for hosting and storage, GitHub (GitHub, Inc., 88 Colin P Kelly Jr St, San Francisco, CA 94107, USA) for deployment, and OpenAI (OpenAI Inc., 1455 3rd Street, San Francisco, CA 94158, USA) for automated processing. The processing of any personal data in the course of visiting and using the services on this microsite is based on our legitimate interest in accordance with Art. 6 (1) f) GDPR. Our interest lies within providing the website and all relevant functionalities to our users and visitors. However, users should avoid submitting confidential business information or (sensitive) personal data into interactive text features.
Due to the engagement of the aforementioned service providers, a transfer of personal data to those service providers (and outside of the EU/EEA) can occur. We have concluded corresponding contractual agreements (including Data Processing Agreements) with these service providers to secure the data transfers and have implemented additional safeguards to minimize the risks of the third country data transfer, where necessary.
Please note that this microsite operates independently from AllUnity GmbH’s regulated core financial platform and e-money token (EMT) issuance infrastructure. Any personal or operational data collected through this site is processed in accordance with applicable privacy laws (including GDPR) and our Privacy Policy (https://allunity.com/privacy). Users may request information, restriction, portability or deletion of their personal data or interaction history at any time by contacting support@allunity.com. Upon receipt of a verified request, we will purge the data from active systems and direct our subprocessors to do the same, subject to statutory
Contact: support@allunity.com | +49 6934875407
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