Stablecoin liquidity management

Your capital should be working, not waiting

AllUnity stablecoins give finance teams real-time visibility and control over liquidity across entities, currencies, and time zones. Without the settlement delays that keep capital idle.

The challenge

Too many bank accounts, not enough visibility

Every new market a business enters requires a local banking relationship. Every banking relationship requires accounts, across different currencies and purposes.

The result is that teams could spend more time managing accounts than managing liquidity. Capital committed to local accounts cannot be retrieved without triggering FX conversion and correspondent bank transfers that take days to settle.

ERP

Legal entity A

Bank

A/C

A/C

A/C

Bank

A/C

A/C

A/C

Bank

A/C

A/C

A/C

Legal entity B

Bank

A/C

A/C

A/C

Bank

A/C

A/C

A/C

Bank

A/C

A/C

A/C

A/C = Bank Account

The solution

Turn fragmented banking into unified liquidity

Stablecoins enable a fundamentally more efficient structure and unified asset layer. By moving from fragmented bank accounts to a unified digital wallet, your treasury becomes as agile as your operations.

AllUnity stablecoins sit in one wallet per entity, alongside tokenized deposits and tokenized MMFs in a single unified structure, whether companies organise by legal entity, market, or business unit. Capital moves between local accounts on demand, no waiting for the next consolidation cycle. Settlement happens on-chain directly, no correspondent banks, no intermediary fees, no potential multi-day delays at each step.

ERP

Legal entity A

Wallet A

Tokenized Deposits

Stablecoins

Tokenized MMFs

Legal entity B

Wallet B

Tokenized Deposits

Stablecoins

Tokenized MMFs

How stablecoins compare

Optimize your liquidity management

Traditional financial rails
Traditional financial rails
Stablecoin rails
Stablecoin rails
Account complexity
Account complexity

Up to 5-6 banks, 40+ accounts¹

Up to 5-6 banks, 40+ accounts¹

On-ramp + off-ramp only – with one wallet

On-ramp + off-ramp only – with one wallet

Working capital
Working capital

Committed until settlement confirms

Committed until settlement confirms

More freed up working capital, on-chain confirmation

More freed up working capital, on-chain confirmation

Intercompany transfers
Intercompany transfers

Batch cycles, fixed cut-off times

Batch cycles, fixed cut-off times

Programmable, 24/7

Programmable, 24/7

FX exposure window
FX exposure window

Multi-day float

Multi-day float

Compressed to near-zero

Compressed to near-zero

Visibility
Visibility

Reconciled after settlement

Reconciled after settlement

Real-time, on-chain

Real-time, on-chain

Pre-funding requirements
Pre-funding requirements

Per jurisdiction, capital locked

Per jurisdiction, capital locked

Reduced through automated rebalancing

Reduced through automated rebalancing

¹ BCG + Adyen 2026 Report

A connected ecosystem

Innovate your treasury operations with compliant partners

A stablecoin is only as useful as the infrastructure around it. AllUnity partners with the banks, custodians, wallet providers, treasury systems, and blockchain networks that make stablecoin payments work in practice, so your team can move and manage capital easily.

Wallet infrastructure & custody

A wallet or custodian is the entry point for stablecoins. We work with leading partners so you can easily convert fiat, hold AllUnity stablecoins, and move value on-chain, without building custody infrastructure yourself.

Sample partners

Fireblocks

Privy

Turnkey

Banks

Not every bank supports stablecoin-related flows. Our bank partners do, so your existing accounts can fund transactions without friction.

Sample partners

Banking Circle

Metzler

V-Bank

Treasury systems & ERPs

Leading treasury systems are now adding native support for stablecoin wallets. Finance teams can hold and manage AllUnity stablecoins directly within the platforms they already use for cash management.

Sample partners

SAP

Kyriba

FIS

Blockchains

Each blockchain offers different trade-offs in speed, cost, finality, and compliance profile. We maintain integrations with carefully selected blockchains.

Sample networks

Base

Tempo

Solana

Global on/off-ramps

Converting between fiat and stablecoins requires reliable partners in every market you operate. We work with a network of carefully selected on and off-ramp partners who cover key currencies and markets.

Sample partners

Hercle

Transak

Use Cases

Stablecoins in practice

FX risk reduction

AllUnity stablecoins reduce exposure to multi-day FX float by settling in local currencies directly, compressing the window during which exchange rates can move against you.

Rapid intercompany settlement

AllUnity stablecoins settle between entities the moment a transfer is initiated. No batch windows, no cut-off times, no capital sitting uncommitted while a transfer clears.

Programmable treasury flows

AllUnity stablecoins are programmable. Set rules for automatic liquidity rebalancing across entities and currencies. Capital moves on conditions you define, not on a schedule set by correspondent banking infrastructure.

On-chain reconciliation

Every AllUnity stablecoin movement is recorded and visible in real time. Reconciliation that previously took days of manual work becomes a system output, not a team task.

Partner with AllUnity

Learn how we can power your business forward, just complete the form to get started.

  • Get access to AllUnity stablecoins

  • Settle payments instantly

  • Scale globally with confidence

  • Transact with fully backed, compliant stablecoins

  • Always redeemable at par value

© 2026 AllUnity.

AllUnity, Sandweg 94, Frankfurt, 60316

Disclaimer:

The content of this website has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This content is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs).

A White Paper under Art. 51 MiCAR has been published, containing all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.

The White Paper is available at: www.allunitystage.wpenginepowered.com/whitepaper



In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.

Click here to view the full terms and conditions and privacy information. In the event of any inconsistencies between English and German contents, the English version shall prevail.


Contact: support@allunity.com | +49 6934875407

© 2026 AllUnity.

AllUnity, Sandweg 94, Frankfurt, 60316

Disclaimer:

The content of this website has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This content is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs).

A White Paper under Art. 51 MiCAR has been published, containing all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.

The White Paper is available at: www.allunitystage.wpenginepowered.com/whitepaper



In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.

Click here to view the full terms and conditions and privacy information. In the event of any inconsistencies between English and German contents, the English version shall prevail.


Contact: support@allunity.com | +49 6934875407

© 2026 AllUnity.

AllUnity, Sandweg 94, Frankfurt, 60316

Disclaimer:

The content of this website has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This content is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs).

A White Paper under Art. 51 MiCAR has been published, containing all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.

The White Paper is available at: www.allunitystage.wpenginepowered.com/whitepaper



In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.

Click here to view the full terms and conditions and privacy information. In the event of any inconsistencies between English and German contents, the English version shall prevail.


Contact: support@allunity.com | +49 6934875407