AllUnity’s 2025 Year in Review: From License to Live Infrastructure

2025 marked a defining chapter for AllUnity. It was the year regulatory groundwork became live infrastructure, and the concept of a regulated euro stablecoin moved from vision to production-scale reality.

With the launch of EURAU, AllUnity introduced Germany’s first fully reserved, MiCAR-compliant euro stablecoin under a BaFin EMI license. Built on a 100% euro-backed, multi-bank reserve model, EURAU was designed from day one for institutional adoption, regulatory clarity, and real-economy use cases spanning payments, treasury, and capital markets.

From Regulatory Approval to Production Launch

EURAU’s launch represented more than a new digital asset. It established a regulated, auditable euro-native settlement instrument aligned with European financial market standards. Throughout 2025, AllUnity focused on ensuring that EURAU met the operational, governance, and risk requirements expected by banks, custodians, market infrastructure providers, and institutional counterparties.

This regulatory-first approach set the foundation for everything that followed.

Network and Protocol Expansion

Following its initial launch on Ethereum, EURAU expanded rapidly across leading blockchain networks to meet scalability, cost-efficiency, and interoperability demands.

In 2025, EURAU became live on Optimism to enable faster and cheaper euro transactions, expanded to Arbitrum to support cross-border euro liquidity at scale, and launched on Coinbase Base to broaden access across one of the fastest-growing Layer 2 ecosystems. The year also marked a major DeFi milestone with EURAU going live on Aerodrome on Base, supported by institutional-grade liquidity.

This multi-chain strategy ensured that EURAU could operate wherever institutional users, developers, and payment flows required it.

Market Infrastructure, Payments, and Interoperability

A central theme of 2025 was embedding EURAU into existing and emerging financial infrastructure.

AllUnity partnered with Chainlink to power cross-chain stablecoin payments across Europe, enabling secure interoperability between blockchains. A strategic partnership with FIS integrated EURAU into institutional treasury and risk management workflows via FIS Integrity, supporting real-time monitoring, reconciliation, and reserve oversight.

Institutional operating rails were strengthened through Trever Digital Asset OS, while EURAU was enabled as collateral for institutional digital asset markets through RULEMATCH. Programmable euro payments were explored through EURAU’s integration into Tempo’s testnet, incubated by Stripe and Paradigm. Additional payment and infrastructure use cases were unlocked through partnerships with Pontus-X for industrial data spaces, Tradevest for institutional trading adoption, Zebec for real-time payments and payroll flows, and tradias for trading and liquidity access.

AllUnity also entered a strategic partnership with DLT Finance and joined the global stablecoin clearing network operated by Ubyx, contributing to interoperable settlement infrastructure across banks and fintechs.

Global and Cross-Border Initiatives

Beyond Europe, AllUnity advanced international euro settlement use cases. A partnership with SOOHO.IO launched the exploration of EUR–KRW stablecoin rails under Project Namsan, highlighting the role of regulated euro stablecoins in cross-border payment corridors between Europe and Asia.

These initiatives reinforced EURAU’s position as a global euro instrument rather than a purely regional one.

Adoption, Liquidity, and Institutional Access

By the end of 2025, EURAU demonstrated tangible market adoption. Daily traded volume reached approximately $2–4 million, with total value locked of $20.44 million.

EURAU achieved listings and integrations across major venues including Bullish, Bitpanda, 21X, and WAVEX. Institutional-grade custody was provided through Fireblocks, Zodia Markets, Zodia Custody, BitGo, Copper, Dfns, and Tangany. Banking partners onboarded during the year included V-Bank, Banking Circle, and Metzler, further anchoring EURAU within traditional financial infrastructure.

Security, Audits, and Assurance

Security and resilience remained a priority throughout 2025. EURAU’s smart contracts and infrastructure underwent audits with Softstack, security reviews with Oak Security, and ongoing collaboration with Hacken. These efforts ensured robustness across deployment environments and reinforced confidence among institutional stakeholders.

Research, Policy, and Thought Leadership

AllUnity actively contributed to the broader policy and research discourse around stablecoins in Europe. CFO Simon Seiter led contributions to the German Banking Association’s stablecoin paper and participated in the Euro Stablecoins Report published by range.org.

Throughout the year, AllUnity’s perspectives on MiCAR, fungibility, and the role of euro stablecoins were featured by Bloomberg, Ledger Insights, and other leading financial and industry publications, supporting informed dialogue around regulated digital money.

On Stage Across the Global Ecosystem

In 2025, AllUnity maintained a strong presence across global industry stages. Team members spoke or participated at Abu Dhabi Finance Week, Singapore FinTech Festival (German Pavilion), SmartCon by Chainlink, European Blockchain Convention in Barcelona, Bluechip Crypto Safety Conference in Vienna, FERI Investors Day, Handelsblatt Bankentech, Future of Finance: Digital Securities and Digital Cash Summit, Bitkom DigiFin25, Luxembourg Blockchain Week hosted by The Dots, Frankfurt School Blockchain Center Forum, ICAEW Crypto and Digital Assets Conference, Tokenization Season Paris by w3.vision and Blockstories, TUM Blockchain Conference, Blockchain Summit LatAm in Medellín, Spark25 by Fireblocks, CDU Wirtschaftsrat Hessen, Business Insider Finance Summit, Structured FINANCE 2025 in Stuttgart, Sibos Frankfurt with the AllUnity Lounge and EURAU Hub, Alpine Tech Forum, Stable Summit, Stablecoin Day, Money20/20, and regional ecosystem events in Mannheim.

AllUnity team on stage, AllUnity’s 2025 Year in Review

Media, Podcasts, and Interviews

AllUnity’s leadership and experts were featured across a wide range of media formats in 2025, including BTC-ECHO and the EXPERTS Podcast, the OKX podcast, Deutschlandfunk, Inforadio, MissCrypto, an Expedition Finance interview with Simon Seiter, an idOS Network video interview hosted by Julian Leitloff, as well as coverage by ZDF, WirtschaftsWoche, Business Insider Germany, and Ledger Insights deep-dive analyses.

Brand, Community, and Presence

Beyond digital channels, AllUnity expanded its physical brand presence with its first out-of-home campaign at Frankfurt Airport.

Allunity airport campaign

Community-building initiatives included multiple Stablecoin Social events, including a Christmas Edition, as well as the GK8 x Galaxy x AllUnity EBC Social Edition in Barcelona.

Team Growth and Operations

Internally, AllUnity grew its team across digital marketing, treasury, and information security roles.

Industry Recognition

The year concluded with external validation as AllUnity has been awarded FinTech of the Year 2025 in the Newcomer category at the DigiFin “Fintech des Jahres” awards by Payment & Banking and Bitkom.

Looking Ahead

2025 laid the foundation: regulatory approval, live infrastructure, and institutional adoption.

2026 is about scale, volume, and real-world use cases.

Legal Notice: 

This marketing communication has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. 

This communication is for marketing purposes only and does not constitute an offer or recommendation to purchase e-money tokens (EMTs).

A White Paper under Art. 51 MiCAR has been published, containing all material information, including the EMT holders’ redemption right. 

The White Paper is available at: www.allunity.com/whitepaper

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.

Website: https://allunity.com/ 

Contact: support@allunity.com | +496934875407





© 2026 AllUnity

AllUnity, Sandweg 94, Frankfurt, 60316

Disclaimer

The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.


Agentic Payments / Facilitator: The AllUnity Facilitator does not hold or take possession of user funds and does not have access to users’ private keys. It cannot independently initiate a transfer or modify the amount, recipient or other parameters of a payment authorization already signed by the user. The Facilitator technically verifies the signed authorization and, following successful verification, submits it unchanged to the relevant smart contract for execution.


The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.

The White Papers are available at: allunity.com/whitepapers.


In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail. 

 

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value. 

 

To view the full terms and conditions and privacy information, please visit https://allunity.com/terms-and-conditions. In the event of any inconsistencies between English and German contents, the English version shall prevail. 


Technical Infrastructure, Scope & Data Handling:

The alluniy.ai microsite utilizes third-party service providers to host and operate its features, including Amazon Web Services (AWS) (Amazon Web Services EMEA SARL

38 Avenue John F. Kennedy, L-1855, Luxembourg) for hosting and storage, GitHub (GitHub, Inc., 88 Colin P Kelly Jr St, San Francisco, CA 94107, USA) for deployment, and OpenAI (OpenAI Inc., 1455 3rd Street, San Francisco, CA 94158, USA) for automated processing. The processing of any personal data in the course of visiting and using the services on this microsite is based on our legitimate interest in accordance with Art. 6 (1) f) GDPR. Our interest lies within providing the website and all relevant functionalities to our users and visitors. However, users should avoid submitting confidential business information or (sensitive) personal data into interactive text features.

Due to the engagement of the aforementioned service providers, a transfer of personal data to those service providers (and outside of the EU/EEA) can occur. We have concluded corresponding contractual agreements (including Data Processing Agreements) with these service providers to secure the data transfers and have implemented additional safeguards to minimize the risks of the third country data transfer, where necessary. 

Please note that this microsite operates independently from AllUnity GmbH’s regulated core financial platform and e-money token (EMT) issuance infrastructure. Any personal or operational data collected through this site is processed in accordance with applicable privacy laws (including GDPR) and our Privacy Policy (https://allunity.com/privacy). Users may request information, restriction, portability or deletion of their personal data or interaction history at any time by contacting support@allunity.com. Upon receipt of a verified request, we will purge the data from active systems and direct our subprocessors to do the same, subject to statutory 


Contact: support@allunity.com | +49 6934875407

© 2026 AllUnity

AllUnity, Sandweg 94, Frankfurt, 60316

Disclaimer

The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.


Agentic Payments / Facilitator: The AllUnity Facilitator does not hold or take possession of user funds and does not have access to users’ private keys. It cannot independently initiate a transfer or modify the amount, recipient or other parameters of a payment authorization already signed by the user. The Facilitator technically verifies the signed authorization and, following successful verification, submits it unchanged to the relevant smart contract for execution.


The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.

The White Papers are available at: allunity.com/whitepapers.


In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail. 

 

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value. 

 

To view the full terms and conditions and privacy information, please visit https://allunity.com/terms-and-conditions. In the event of any inconsistencies between English and German contents, the English version shall prevail. 


Technical Infrastructure, Scope & Data Handling:

The alluniy.ai microsite utilizes third-party service providers to host and operate its features, including Amazon Web Services (AWS) (Amazon Web Services EMEA SARL

38 Avenue John F. Kennedy, L-1855, Luxembourg) for hosting and storage, GitHub (GitHub, Inc., 88 Colin P Kelly Jr St, San Francisco, CA 94107, USA) for deployment, and OpenAI (OpenAI Inc., 1455 3rd Street, San Francisco, CA 94158, USA) for automated processing. The processing of any personal data in the course of visiting and using the services on this microsite is based on our legitimate interest in accordance with Art. 6 (1) f) GDPR. Our interest lies within providing the website and all relevant functionalities to our users and visitors. However, users should avoid submitting confidential business information or (sensitive) personal data into interactive text features.

Due to the engagement of the aforementioned service providers, a transfer of personal data to those service providers (and outside of the EU/EEA) can occur. We have concluded corresponding contractual agreements (including Data Processing Agreements) with these service providers to secure the data transfers and have implemented additional safeguards to minimize the risks of the third country data transfer, where necessary. 

Please note that this microsite operates independently from AllUnity GmbH’s regulated core financial platform and e-money token (EMT) issuance infrastructure. Any personal or operational data collected through this site is processed in accordance with applicable privacy laws (including GDPR) and our Privacy Policy (https://allunity.com/privacy). Users may request information, restriction, portability or deletion of their personal data or interaction history at any time by contacting support@allunity.com. Upon receipt of a verified request, we will purge the data from active systems and direct our subprocessors to do the same, subject to statutory 


Contact: support@allunity.com | +49 6934875407

© 2026 AllUnity

AllUnity, Sandweg 94, Frankfurt, 60316

Disclaimer

The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.


Agentic Payments / Facilitator: The AllUnity Facilitator does not hold or take possession of user funds and does not have access to users’ private keys. It cannot independently initiate a transfer or modify the amount, recipient or other parameters of a payment authorization already signed by the user. The Facilitator technically verifies the signed authorization and, following successful verification, submits it unchanged to the relevant smart contract for execution.


The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.

The White Papers are available at: allunity.com/whitepapers.


In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail. 

 

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value. 

 

To view the full terms and conditions and privacy information, please visit https://allunity.com/terms-and-conditions. In the event of any inconsistencies between English and German contents, the English version shall prevail. 


Technical Infrastructure, Scope & Data Handling:

The alluniy.ai microsite utilizes third-party service providers to host and operate its features, including Amazon Web Services (AWS) (Amazon Web Services EMEA SARL

38 Avenue John F. Kennedy, L-1855, Luxembourg) for hosting and storage, GitHub (GitHub, Inc., 88 Colin P Kelly Jr St, San Francisco, CA 94107, USA) for deployment, and OpenAI (OpenAI Inc., 1455 3rd Street, San Francisco, CA 94158, USA) for automated processing. The processing of any personal data in the course of visiting and using the services on this microsite is based on our legitimate interest in accordance with Art. 6 (1) f) GDPR. Our interest lies within providing the website and all relevant functionalities to our users and visitors. However, users should avoid submitting confidential business information or (sensitive) personal data into interactive text features.

Due to the engagement of the aforementioned service providers, a transfer of personal data to those service providers (and outside of the EU/EEA) can occur. We have concluded corresponding contractual agreements (including Data Processing Agreements) with these service providers to secure the data transfers and have implemented additional safeguards to minimize the risks of the third country data transfer, where necessary. 

Please note that this microsite operates independently from AllUnity GmbH’s regulated core financial platform and e-money token (EMT) issuance infrastructure. Any personal or operational data collected through this site is processed in accordance with applicable privacy laws (including GDPR) and our Privacy Policy (https://allunity.com/privacy). Users may request information, restriction, portability or deletion of their personal data or interaction history at any time by contacting support@allunity.com. Upon receipt of a verified request, we will purge the data from active systems and direct our subprocessors to do the same, subject to statutory 


Contact: support@allunity.com | +49 6934875407