Stablecoins for retail & commerce
Digital money that works for your business
AllUnity stablecoins provide the trusted foundation for a new era of commerce.
The challenge
Legacy payment cycles can limit cash flow
Payments through the traditional correspondent banking system can take several days to settle, involves routing through multiple intermediaries, and incurs transaction costs that reduce operating margins. For businesses looking to modernize payments, there can be several hurdles.
Not all digital currencies are created equal. Many issuers use unverified or mixed reserves, forcing businesses to choose between innovation and financial safety.
Traditional banking shuts down on weekends and holidays, which can cause delays that impact business operations.
Payout delays to sellers, suppliers, and partners on cross-border flows make cash flow difficult to manage across markets.
The solution
Fast settlement to fuel growth
AllUnity stablecoins are regulated and redeemable 1:1 for cash. Through wallet and payment partners, merchants and platforms get the infrastructure to accept payments across markets.
Near-instant settlement
AllUnity stablecoins settle on-chain directly through wallet and payment partners. Domestic and cross-border payments confirm near-instantly, 24/7.
Global supplier & subsidiary payments
Accept payments across markets and settle in several local currencies through our network of on and off-ramp partners. Supplier payouts, marketplace disbursements, and subsidiary transfers move on stablecoin rails.
Efficient treasury liquidity management
Use AllUnity stablecoins to manage liquidity across entities and markets. Automate recurring payouts, reduce manual reconciliation overhead, and keep capital available.
The AllUnity
advantage
Local currencies, global access
Most stablecoin infrastructure is USD-denominated, adding a conversion step for every non-dollar merchant and customer. AllUnity stablecoins are issued in local currencies with global access.
Compliant by design
Issued as Electronic Money Tokens under MiCAR. Fully reserved, redeemable at par. Your compliance team is not starting from scratch.
Infrastructure, not a dependency
AllUnity issues the stablecoins. Wallet and treasury system partners handle custody, connectivity, and integration with the platforms you already use. Our partner network covers the full stack, from custody to on and off-ramp to treasury systems.
The AllUnity
advantage
Local currencies, global access
Most stablecoin infrastructure is USD-denominated, adding a conversion step for every non-dollar merchant and customer. AllUnity stablecoins are issued in local currencies with global access.
Compliant by design
Issued as Electronic Money Tokens under MiCAR. Fully reserved, redeemable at par. Your compliance team is not starting from scratch.
Infrastructure, not a dependency
AllUnity issues the stablecoins. Wallet and treasury system partners handle custody, connectivity, and integration with the platforms you already use. Our partner network covers the full stack, from custody to on and off-ramp to treasury systems.
The AllUnity
advantage
Local currencies, global access
Most stablecoin infrastructure is USD-denominated, adding a conversion step for every non-dollar merchant and customer. AllUnity stablecoins are issued in local currencies with global access.
Compliant by design
Issued as Electronic Money Tokens under MiCAR. Fully reserved, redeemable at par. Your compliance team is not starting from scratch.
Infrastructure, not a dependency
AllUnity issues the stablecoins. Wallet and treasury system partners handle custody, connectivity, and integration with the platforms you already use. Our partner network covers the full stack, from custody to on and off-ramp to treasury systems.
Talk to our team
To access AllUnity Stablecoins as an institutional client, complete the form and our team will follow up to initiate the onboarding process.
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Disclaimer
The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.
Agentic Payments / Facilitator: The AllUnity Facilitator does not hold or take possession of user funds and does not have access to users’ private keys. It cannot independently initiate a transfer or modify the amount, recipient or other parameters of a payment authorization already signed by the user. The Facilitator technically verifies the signed authorization and, following successful verification, submits it unchanged to the relevant smart contract for execution.
The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.
The White Papers are available at: allunity.com/whitepapers.
In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.
Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.
To view the full terms and conditions and privacy information, please visit https://allunity.com/terms-and-conditions. In the event of any inconsistencies between English and German contents, the English version shall prevail.
Technical Infrastructure, Scope & Data Handling:
The alluniy.ai microsite utilizes third-party service providers to host and operate its features, including Amazon Web Services (AWS) (Amazon Web Services EMEA SARL
38 Avenue John F. Kennedy, L-1855, Luxembourg) for hosting and storage, GitHub (GitHub, Inc., 88 Colin P Kelly Jr St, San Francisco, CA 94107, USA) for deployment, and OpenAI (OpenAI Inc., 1455 3rd Street, San Francisco, CA 94158, USA) for automated processing. The processing of any personal data in the course of visiting and using the services on this microsite is based on our legitimate interest in accordance with Art. 6 (1) f) GDPR. Our interest lies within providing the website and all relevant functionalities to our users and visitors. However, users should avoid submitting confidential business information or (sensitive) personal data into interactive text features.
Due to the engagement of the aforementioned service providers, a transfer of personal data to those service providers (and outside of the EU/EEA) can occur. We have concluded corresponding contractual agreements (including Data Processing Agreements) with these service providers to secure the data transfers and have implemented additional safeguards to minimize the risks of the third country data transfer, where necessary.
Please note that this microsite operates independently from AllUnity GmbH’s regulated core financial platform and e-money token (EMT) issuance infrastructure. Any personal or operational data collected through this site is processed in accordance with applicable privacy laws (including GDPR) and our Privacy Policy (https://allunity.com/privacy). Users may request information, restriction, portability or deletion of their personal data or interaction history at any time by contacting support@allunity.com. Upon receipt of a verified request, we will purge the data from active systems and direct our subprocessors to do the same, subject to statutory
Contact: support@allunity.com | +49 6934875407
Disclaimer
The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.
Agentic Payments / Facilitator: The AllUnity Facilitator does not hold or take possession of user funds and does not have access to users’ private keys. It cannot independently initiate a transfer or modify the amount, recipient or other parameters of a payment authorization already signed by the user. The Facilitator technically verifies the signed authorization and, following successful verification, submits it unchanged to the relevant smart contract for execution.
The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.
The White Papers are available at: allunity.com/whitepapers.
In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.
Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.
To view the full terms and conditions and privacy information, please visit https://allunity.com/terms-and-conditions. In the event of any inconsistencies between English and German contents, the English version shall prevail.
Technical Infrastructure, Scope & Data Handling:
The alluniy.ai microsite utilizes third-party service providers to host and operate its features, including Amazon Web Services (AWS) (Amazon Web Services EMEA SARL
38 Avenue John F. Kennedy, L-1855, Luxembourg) for hosting and storage, GitHub (GitHub, Inc., 88 Colin P Kelly Jr St, San Francisco, CA 94107, USA) for deployment, and OpenAI (OpenAI Inc., 1455 3rd Street, San Francisco, CA 94158, USA) for automated processing. The processing of any personal data in the course of visiting and using the services on this microsite is based on our legitimate interest in accordance with Art. 6 (1) f) GDPR. Our interest lies within providing the website and all relevant functionalities to our users and visitors. However, users should avoid submitting confidential business information or (sensitive) personal data into interactive text features.
Due to the engagement of the aforementioned service providers, a transfer of personal data to those service providers (and outside of the EU/EEA) can occur. We have concluded corresponding contractual agreements (including Data Processing Agreements) with these service providers to secure the data transfers and have implemented additional safeguards to minimize the risks of the third country data transfer, where necessary.
Please note that this microsite operates independently from AllUnity GmbH’s regulated core financial platform and e-money token (EMT) issuance infrastructure. Any personal or operational data collected through this site is processed in accordance with applicable privacy laws (including GDPR) and our Privacy Policy (https://allunity.com/privacy). Users may request information, restriction, portability or deletion of their personal data or interaction history at any time by contacting support@allunity.com. Upon receipt of a verified request, we will purge the data from active systems and direct our subprocessors to do the same, subject to statutory
Contact: support@allunity.com | +49 6934875407
Disclaimer
The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.
Agentic Payments / Facilitator: The AllUnity Facilitator does not hold or take possession of user funds and does not have access to users’ private keys. It cannot independently initiate a transfer or modify the amount, recipient or other parameters of a payment authorization already signed by the user. The Facilitator technically verifies the signed authorization and, following successful verification, submits it unchanged to the relevant smart contract for execution.
The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.
The White Papers are available at: allunity.com/whitepapers.
In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.
Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.
To view the full terms and conditions and privacy information, please visit https://allunity.com/terms-and-conditions. In the event of any inconsistencies between English and German contents, the English version shall prevail.
Technical Infrastructure, Scope & Data Handling:
The alluniy.ai microsite utilizes third-party service providers to host and operate its features, including Amazon Web Services (AWS) (Amazon Web Services EMEA SARL
38 Avenue John F. Kennedy, L-1855, Luxembourg) for hosting and storage, GitHub (GitHub, Inc., 88 Colin P Kelly Jr St, San Francisco, CA 94107, USA) for deployment, and OpenAI (OpenAI Inc., 1455 3rd Street, San Francisco, CA 94158, USA) for automated processing. The processing of any personal data in the course of visiting and using the services on this microsite is based on our legitimate interest in accordance with Art. 6 (1) f) GDPR. Our interest lies within providing the website and all relevant functionalities to our users and visitors. However, users should avoid submitting confidential business information or (sensitive) personal data into interactive text features.
Due to the engagement of the aforementioned service providers, a transfer of personal data to those service providers (and outside of the EU/EEA) can occur. We have concluded corresponding contractual agreements (including Data Processing Agreements) with these service providers to secure the data transfers and have implemented additional safeguards to minimize the risks of the third country data transfer, where necessary.
Please note that this microsite operates independently from AllUnity GmbH’s regulated core financial platform and e-money token (EMT) issuance infrastructure. Any personal or operational data collected through this site is processed in accordance with applicable privacy laws (including GDPR) and our Privacy Policy (https://allunity.com/privacy). Users may request information, restriction, portability or deletion of their personal data or interaction history at any time by contacting support@allunity.com. Upon receipt of a verified request, we will purge the data from active systems and direct our subprocessors to do the same, subject to statutory
Contact: support@allunity.com | +49 6934875407
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