AllUnity Launches USDAU, a Fully Reserved MiCAR-Compliant US Dollar Stablecoin, and Introduces Instant FX Capabilities

  • AllUnity launches fully reserved and MiCAR-compliant US dollar stablecoin, USDAU.

  • Structured as an E-Money Token, AllUnity USD (USDAU) is pegged 1:1 to the US dollar and backed by segregated reserves.

  • AllUnity brings Instant FX capability to its Business Mint Account, enabling businesses to mint in foreign currencies and move value between supported currencies all within one platform.

  • This launch expands AllUnity’s portfolio alongside EUR, CHF, SEK backed stablecoins (EURAU, CHFAU, SEKAU), highlighting the strength and scalability of its multicurrency framework, designed to facilitate secure, efficient capital flows across global markets.

FRANKFURT, GERMANY, 30 September 2026 – AllUnity, a fully regulated European stablecoin issuer and licensed e-money institute, today announced the launch of USDAU, a MiCAR-compliant US dollar stablecoin fully backed by US dollar reserves, alongside the expansion of its Business Mint Account with stablecoin-powered FX capabilities.

USDAU is fully backed by US dollar reserves, redeemable 1:1 at par, and issued by a BaFin- licensed e-money institution within a regulated EU framework. It is designed to provide businesses with programmable access to dollar liquidity that can be held, transferred and settled 24/7. USDAU stablecoin debuts on six blockchain networks including Ethereum, Solana, Base, Tempo, Arc and Polygon with plans to expand to additional blockchain networks later this year.

The launch of USDAU is supported by a growing ecosystem of collaborators. Banking Circle will provide reserve and transaction banking services in support of the fiat reserves backing the US dollar stablecoin. Flowdesk will serve as the designated liquidity provider for USDAU, providing essential liquidity and supporting efficient market operations. As a direct minting and redemption partner, Archax will enable institutional clients to access USDAU for treasury management and settlement use cases. Hercle will serve as an off-ramp and FX partner for USDAU, enabling institutional clients to convert between USDAU and fiat currencies. A number of key ecosystem partners supporting USDAU at launch include Bitcoin Suisse, RULEMATCH, BitGo and Galaxy.


Alexander Höptner, CEO at AllUnity, said:
“Adding USDAU is a major expansion of what AllUnity is building. We are extending our platform into a globally significant trade and settlement currency and laying the foundation for a truly multi-currency digital money network. Our ambition is clear: to give businesses regulated digital money infrastructure that moves across currencies and borders seamlessly.’’


USDAU will be available from September 30, 2026 through the AllUnity Business Mint Account as well as through supported exchanges and ecosystem partners. Fully onboarded institutional clients can mint and redeem the stablecoin free of charge via AllUnity’s Business Mint Account. 

One business account. Multiple currencies. Instant FX.

Alongside USDAU, AllUnity is introducing Instant FX capabilities through its Business Mint Account, enabling businesses to mint in foreign currencies and move value between supported currencies through stablecoins. Instead of building separate infrastructure for every currency corridor, businesses can now access supported currencies through AllUnity’s Business Mint Account and its stablecoin rails.


Simon Seiter, CFO at AllUnity, added:
“Stablecoins have already demonstrated that value can move 24/7 with near-instant settlement. We are now bringing that principle to FX and making it operationally simpler: one business account, multiple currencies and the ability to convert, move and redeem value within a single platform.’’


For businesses looking to access USDAU, Instant FX or establish a Business Mint Account, contact the team at partner@allunity.com. 

The launch adds the dollar-denominated stablecoin to AllUnity’s existing portfolio of euro-, Swiss franc- and Swedish krona-backed stablecoins, creating a regulated multi-currency infrastructure for businesses operating across borders and advancing its strategy to build a compliant, multi-currency digital money network. For further information on USDAU, visit AllUnity's website or read the full USDAU White Paper here.

About AllUnity

AllUnity is a regulated e-money institute building Europe’s digital payments infrastructure for instant cross-border payments, digital asset markets, and seamless liquidity flows. Established by DWS, Flow Traders, and Galaxy, AllUnity delivers fully backed, MiCAR-compliant stablecoins (EURAU, USDAU, CHFAU, SEKAU) that provide regulatory certainty and robust reserve backing for secure, frictionless capital movement across markets.

Press Contact: Syuzanna Avanesyan
press@allunity.com
www.allunity.com 


Legal Notice: 

This marketing communication has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. 

This communication is for marketing purposes only and does not constitute an offer or recommendation to purchase e-money tokens (EMTs).

A White Paper under Art. 51 MiCAR has been published, containing all material information, including the EMT holders’ redemption right. 

The White Paper is available at: www.allunity.com/whitepapers

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.

Website: https://allunity.com/ 

Contact: support@allunity.com | +49 6934874165

Legal Notice Flowdesk: 

In this communication, “Flowdesk” refers collectively to the Flowdesk group and may include one or more of its affiliated or related entities, as applicable. The specific entity providing a service, and the services available to you, may vary depending on your location, the nature of the service, and the applicable legal and regulatory requirements in the relevant jurisdiction. References to “Flowdesk” should therefore not be understood as referring to a single legal entity or as implying that any particular entity within the Flowdesk group is authorized or permitted to provide all services in all jurisdictions.

© 2026 AllUnity

AllUnity, Sandweg 94, Frankfurt, 60316

Disclaimer:

The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.


The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.

The White Papers are available at: allunity.com/whitepapers.



In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.

Click here to view the full terms and conditions and privacy information. In the event of any inconsistencies between English and German contents, the English version shall prevail.


Contact: support@allunity.com | +49 6934874165

© 2026 AllUnity

AllUnity, Sandweg 94, Frankfurt, 60316

Disclaimer:

The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.


The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.

The White Papers are available at: allunity.com/whitepapers.



In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.

Click here to view the full terms and conditions and privacy information. In the event of any inconsistencies between English and German contents, the English version shall prevail.


Contact: support@allunity.com | +49 6934874165

© 2026 AllUnity

AllUnity, Sandweg 94, Frankfurt, 60316

Disclaimer:

The content of this website is for marketing purposes only and does not constitute an offer or recommendation to purchase stablecoins (E-money tokens – EMTs). This content has not been reviewed or approved by any competent authority of an EU Member State. AllUnity GmbH bears sole responsibility for its content. This is directed exclusively at legal entities and business customers (B2B only) and is not addressed to natural persons, retail customers or consumers.


The White Papers under Art. 51 MiCAR have been published with all material information, including the EMT holders’ redemption right, information on the risks and the mandatory information on principal adverse impacts on the climate and other environmental-related adverse impacts of the consensus mechanism.

The White Papers are available at: allunity.com/whitepapers.



In the event of any inconsistency or discrepancy between the PDF and XHTML formats in AllUnity White Papers, the PDF versions shall prevail.

Redemption Right: Pursuant to Article 49 MiCAR, the holders of EMTs have a statutory right of redemption against AllUnity at any time and at par value.

Click here to view the full terms and conditions and privacy information. In the event of any inconsistencies between English and German contents, the English version shall prevail.


Contact: support@allunity.com | +49 6934874165